“People in our village, and our families, we have seen so many young men attempting to migrate to Europe and successfully repaying the loan,” says Mirza, who himself loaned his nephew 200,000 rupees ($700).
The calculus for those who loan money is simple. Giving cash to somebody to build a house carries a high risk that amid the poverty of Bandli, the recipient won’t be able to repay it.
By contrast, lending money to a young man attempting to reach Europe is a far more promising prospect. Once a villager reaches Europe, he is indebted to those who helped him get there - and often is expected to help the family members of loan-givers also make the journey out of Pakistan.
[...]“Despite all the risks associated with making Dunki, people are willing to put their lives at stake. If they succeed, not only does it bring prosperity to them, but it also helps earn them social clout in the neighbourhood,” Rana says. “People consider it a matter of pride that their family member made it to Europe.”
[...]
A few hundred metres away from Touqeer’s run-down house in Bandli is a two-storey villa, with a Toyota sedan parked outside. Muhammad Yousuf’s house is at an elevation from where the Line of Control, the effective border between Pakistan and India, is visible, with radars marking the tense landscape.
A stream of guests visits the 55-year-old throughout the day, with commiserations. Later in the day, Yousuf sits alone in his drawing room, on a plush faux leather sofa, in a sky-blue shalwar kameez. He starts speaking gently, but then breaks down, sobbing.
What brought his family wealth is today the reason for his grief.
Yousuf owns a crockery business in the village. But it was only when two of his sons settled in Italy, after taking the Dunki route to migrate over the past decade, that the family’s living standards in Bandli improved.
“With my sons sending money from Italy, I was able to build the house, and my own business was doing well, and things were comfortable for us,” Yousuf says. The sons own a grocery store in southern Italy.